Call report 2015Q4
CITIZENS BANK & TRUST COMPANY — 2015Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 112,722,000 | USD | evidence → |
| Total loans | 51,543,000 | USD | evidence → |
| Allowance for loan losses | 1,031,000 | USD | evidence → |
| Securities available for sale | 32,752,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 100,217,000 | USD | evidence → |
| Interest-bearing deposits | 71,517,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,700,000 | USD | evidence → |
| Equity capital | 12,386,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,677,000 | USD | evidence → |
| Interest expense | 190,000 | USD | evidence → |
| Net interest income | 3,487,000 | USD | evidence → |
| Noninterest income | 435,000 | USD | evidence → |
| Noninterest expense | 2,733,000 | USD | evidence → |
| Provision for loan losses | 145,000 | USD | evidence → |
| Pretax income | 1,056,000 | USD | evidence → |
| Income tax | 357,000 | USD | evidence → |
| Net income | 699,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,282,000 | USD | evidence → |
| Total capital | 11,061,000 | USD | evidence → |
| Risk-weighted assets | 62,107,000 | USD | evidence → |