Call report 2014Q4
CITIZENS BANK & TRUST COMPANY — 2014Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,966,000 | USD | evidence → |
| Total loans | 45,159,000 | USD | evidence → |
| Allowance for loan losses | 938,000 | USD | evidence → |
| Securities available for sale | 38,391,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 98,828,000 | USD | evidence → |
| Interest-bearing deposits | 71,113,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,715,000 | USD | evidence → |
| Equity capital | 11,962,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,658,000 | USD | evidence → |
| Interest expense | 241,000 | USD | evidence → |
| Net interest income | 3,417,000 | USD | evidence → |
| Noninterest income | 464,000 | USD | evidence → |
| Noninterest expense | 2,805,000 | USD | evidence → |
| Provision for loan losses | 5,000 | USD | evidence → |
| Pretax income | 1,076,000 | USD | evidence → |
| Income tax | 373,000 | USD | evidence → |
| Net income | 703,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,772,000 | USD | evidence → |
| Total capital | 10,497,000 | USD | evidence → |
| Risk-weighted assets | 57,811,000 | USD | evidence → |