Call report 2009Q4
CITIZENS BANK & TRUST COMPANY — 2009Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 96,406,000 | USD | evidence → |
| Total loans | 54,384,000 | USD | evidence → |
| Allowance for loan losses | 487,000 | USD | evidence → |
| Securities available for sale | 24,237,000 | USD | evidence → |
| Securities held to maturity | 101,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 82,478,000 | USD | evidence → |
| Interest-bearing deposits | 65,768,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,710,000 | USD | evidence → |
| Equity capital | 10,917,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,792,000 | USD | evidence → |
| Interest expense | 1,255,000 | USD | evidence → |
| Net interest income | 3,537,000 | USD | evidence → |
| Noninterest income | 368,000 | USD | evidence → |
| Noninterest expense | 2,517,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 1,350,000 | USD | evidence → |
| Income tax | 542,000 | USD | evidence → |
| Net income | 808,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,231,000 | USD | evidence → |
| Total capital | 8,718,000 | USD | evidence → |
| Risk-weighted assets | 60,694,000 | USD | evidence → |
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