Call reports 2022
PREMIER BANK ROCHESTER — 2022
What PREMIER BANK ROCHESTER reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Total assets | 308,569,000 | 296,865,000 | 282,838,000 |
| Total loans | 226,140,000 | 229,507,000 | 229,665,000 |
| Allowance for loan losses | 2,734,000 | 2,828,000 | 2,938,000 |
| Securities available for sale | 42,825,000 | 41,713,000 | 39,785,000 |
| Securities held to maturity | 840,000 | 840,000 | 840,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 282,930,000 | 271,590,000 | 243,262,000 |
| Interest-bearing deposits | 196,031,000 | 183,787,000 | 187,652,000 |
| Noninterest-bearing deposits | 86,899,000 | 87,803,000 | 55,610,000 |
| Equity capital | 24,509,000 | 24,174,000 | 24,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Interest income | 2,573,000 | 5,230,000 | 8,139,000 |
| Interest expense | 123,000 | 235,000 | 496,000 |
| Net interest income | 2,450,000 | 4,995,000 | 7,643,000 |
| Noninterest income | 243,000 | 483,000 | 675,000 |
| Noninterest expense | 1,495,000 | 3,065,000 | 4,532,000 |
| Provision for loan losses | 361,000 | 455,000 | 566,000 |
| Pretax income | 837,000 | 1,958,000 | 3,220,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 837,000 | 1,958,000 | 3,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Tier 1 capital | 26,309,000 | 26,850,000 | 27,648,000 |
| Total capital | 29,043,000 | 29,678,000 | 30,586,000 |
| Risk-weighted assets | 241,664,000 | 246,777,000 | 243,003,000 |