Call reports 2021
PREMIER BANK ROCHESTER — 2021
What PREMIER BANK ROCHESTER reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 266,112,000 | 269,679,000 | 288,371,000 | 324,815,000 |
| Total loans | 218,157,000 | 221,959,000 | 217,132,000 | 228,731,000 |
| Allowance for loan losses | 2,674,000 | 2,686,000 | 2,710,000 | 2,710,000 |
| Securities available for sale | 22,834,000 | 22,922,000 | 27,234,000 | 34,952,000 |
| Securities held to maturity | 345,000 | 345,000 | 650,000 | 840,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,452,000 | 244,198,000 | 262,523,000 | 298,148,000 |
| Interest-bearing deposits | 184,608,000 | 182,531,000 | 188,093,000 | 206,591,000 |
| Noninterest-bearing deposits | 55,844,000 | 61,667,000 | 74,430,000 | 91,557,000 |
| Equity capital | 24,415,000 | 24,452,000 | 25,161,000 | 25,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,918,000 | 5,406,000 | 7,891,000 | 10,517,000 |
| Interest expense | 242,000 | 444,000 | 622,000 | 761,000 |
| Net interest income | 2,676,000 | 4,962,000 | 7,269,000 | 9,756,000 |
| Noninterest income | 171,000 | 414,000 | 623,000 | 1,091,000 |
| Noninterest expense | 1,310,000 | 2,767,000 | 4,147,000 | 5,729,000 |
| Provision for loan losses | 48,000 | 58,000 | 58,000 | 58,000 |
| Pretax income | 1,489,000 | 2,551,000 | 3,687,000 | 5,060,000 |
| Income tax | 0 | 0 | 349,000 | 481,000 |
| Net income | 1,489,000 | 2,551,000 | 3,338,000 | 4,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,157,000 | 24,241,000 | 24,998,000 | 25,670,000 |
| Total capital | 26,807,000 | 26,887,000 | 27,708,000 | 28,380,000 |
| Risk-weighted assets | 211,984,000 | 211,614,000 | 220,354,000 | 243,896,000 |