Call reports 2020
PREMIER BANK ROCHESTER — 2020
What PREMIER BANK ROCHESTER reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 236,028,000 | 260,531,000 | 256,845,000 | 257,013,000 |
| Total loans | 198,081,000 | 207,254,000 | 210,578,000 | 217,398,000 |
| Allowance for loan losses | 1,867,000 | 2,100,000 | 2,484,000 | 2,615,000 |
| Securities available for sale | 10,943,000 | 24,186,000 | 25,158,000 | 19,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,180,000 | 235,059,000 | 232,890,000 | 233,012,000 |
| Interest-bearing deposits | 178,630,000 | 188,943,000 | 186,306,000 | 184,181,000 |
| Noninterest-bearing deposits | 32,550,000 | 46,116,000 | 46,584,000 | 48,831,000 |
| Equity capital | 23,500,000 | 23,595,000 | 22,645,000 | 22,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,646,000 | 5,736,000 | 8,294,000 | 10,904,000 |
| Interest expense | 524,000 | 1,010,000 | 1,403,000 | 1,696,000 |
| Net interest income | 2,122,000 | 4,726,000 | 6,891,000 | 9,208,000 |
| Noninterest income | 155,000 | 261,000 | 443,000 | 671,000 |
| Noninterest expense | 1,346,000 | 2,677,000 | 3,865,000 | 5,241,000 |
| Provision for loan losses | 105,000 | 579,000 | 1,092,000 | 1,165,000 |
| Pretax income | 826,000 | 1,731,000 | 2,377,000 | 3,473,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 826,000 | 1,731,000 | 2,377,000 | 3,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,194,000 | 23,226,000 | 22,287,000 | 22,669,000 |
| Total capital | 25,061,000 | 25,326,000 | 24,771,000 | 25,274,000 |
| Risk-weighted assets | 205,581,000 | 202,057,000 | 201,976,000 | 208,368,000 |