Call reports 2019
PREMIER BANK ROCHESTER — 2019
What PREMIER BANK ROCHESTER reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 220,732,000 | 224,298,000 | 235,852,000 | 235,409,000 |
| Total loans | 186,758,000 | 192,189,000 | 197,926,000 | 194,282,000 |
| Allowance for loan losses | 1,554,000 | 1,659,000 | 1,679,000 | 1,762,000 |
| Securities available for sale | 18,128,000 | 15,275,000 | 14,234,000 | 14,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,134,000 | 200,857,000 | 212,006,000 | 211,217,000 |
| Interest-bearing deposits | 169,754,000 | 171,328,000 | 176,998,000 | 176,506,000 |
| Noninterest-bearing deposits | 28,380,000 | 29,529,000 | 35,008,000 | 34,711,000 |
| Equity capital | 21,668,000 | 21,912,000 | 22,194,000 | 22,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,459,000 | 5,090,000 | 7,875,000 | 10,574,000 |
| Interest expense | 440,000 | 960,000 | 1,537,000 | 2,098,000 |
| Net interest income | 2,019,000 | 4,130,000 | 6,338,000 | 8,476,000 |
| Noninterest income | 137,000 | 370,000 | 566,000 | 790,000 |
| Noninterest expense | 1,267,000 | 2,626,000 | 3,917,000 | 5,302,000 |
| Provision for loan losses | 131,000 | 236,000 | 591,000 | 1,289,000 |
| Pretax income | 758,000 | 1,715,000 | 2,473,000 | 2,752,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 758,000 | 1,715,000 | 2,473,000 | 2,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,939,000 | 21,981,000 | 22,192,000 | 22,369,000 |
| Total capital | 23,493,000 | 23,640,000 | 23,871,000 | 24,131,000 |
| Risk-weighted assets | 194,104,000 | 196,253,000 | 196,950,000 | 200,850,000 |