Call reports 2018
PREMIER BANK ROCHESTER — 2018
What PREMIER BANK ROCHESTER reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 193,645,000 | 195,842,000 | 200,703,000 | 209,810,000 |
| Total loans | 153,519,000 | 160,852,000 | 170,310,000 | 178,780,000 |
| Allowance for loan losses | 1,417,000 | 1,421,000 | 1,467,000 | 1,516,000 |
| Securities available for sale | 18,365,000 | 18,805,000 | 18,433,000 | 17,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,752,000 | 175,017,000 | 175,302,000 | 188,011,000 |
| Interest-bearing deposits | 142,508,000 | 139,503,000 | 140,863,000 | 154,935,000 |
| Noninterest-bearing deposits | 31,244,000 | 35,514,000 | 34,439,000 | 33,076,000 |
| Equity capital | 19,102,000 | 19,364,000 | 19,888,000 | 21,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,929,000 | 4,025,000 | 6,211,000 | 8,593,000 |
| Interest expense | 154,000 | 308,000 | 491,000 | 799,000 |
| Net interest income | 1,775,000 | 3,717,000 | 5,720,000 | 7,794,000 |
| Noninterest income | 154,000 | 406,000 | 585,000 | 766,000 |
| Noninterest expense | 1,196,000 | 2,436,000 | 3,656,000 | 4,896,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 90,000 |
| Pretax income | 733,000 | 1,687,000 | 2,604,000 | 3,574,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 733,000 | 1,687,000 | 2,604,000 | 3,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,770,000 | 20,086,000 | 20,672,000 | 21,642,000 |
| Total capital | 21,187,000 | 21,507,000 | 22,139,000 | 23,158,000 |
| Risk-weighted assets | 160,175,000 | 166,271,000 | 176,542,000 | 183,150,000 |