Call reports 2017
PREMIER BANK ROCHESTER — 2017
What PREMIER BANK ROCHESTER reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 181,442,000 | 183,252,000 | 186,321,000 | 204,901,000 |
| Total loans | 146,720,000 | 148,257,000 | 149,124,000 | 154,997,000 |
| Allowance for loan losses | 1,407,000 | 1,415,000 | 1,418,000 | 1,418,000 |
| Securities available for sale | 17,323,000 | 17,176,000 | 16,568,000 | 16,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,227,000 | 163,967,000 | 167,121,000 | 182,712,000 |
| Interest-bearing deposits | 138,613,000 | 138,725,000 | 136,848,000 | 144,579,000 |
| Noninterest-bearing deposits | 24,614,000 | 25,242,000 | 30,273,000 | 38,133,000 |
| Equity capital | 17,445,000 | 17,901,000 | 18,300,000 | 18,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,748,000 | 3,607,000 | 5,520,000 | 7,483,000 |
| Interest expense | 118,000 | 242,000 | 365,000 | 510,000 |
| Net interest income | 1,630,000 | 3,365,000 | 5,155,000 | 6,973,000 |
| Noninterest income | 190,000 | 474,000 | 664,000 | 845,000 |
| Noninterest expense | 1,200,000 | 2,345,000 | 3,473,000 | 4,632,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 621,000 | 1,495,000 | 2,347,000 | 3,187,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 621,000 | 1,495,000 | 2,347,000 | 3,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,871,000 | 18,161,000 | 18,553,000 | 19,037,000 |
| Total capital | 19,278,000 | 19,576,000 | 19,971,000 | 20,455,000 |
| Risk-weighted assets | 153,312,000 | 156,501,000 | 157,392,000 | 163,712,000 |