Call reports 2016
PREMIER BANK ROCHESTER — 2016
What PREMIER BANK ROCHESTER reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 159,904,000 | 163,819,000 | 176,186,000 | 182,146,000 |
| Total loans | 134,833,000 | 134,061,000 | 134,292,000 | 138,788,000 |
| Allowance for loan losses | 1,262,000 | 1,340,000 | 1,346,000 | 1,407,000 |
| Securities available for sale | 6,279,000 | 5,376,000 | 15,933,000 | 25,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,788,000 | 146,480,000 | 158,453,000 | 164,572,000 |
| Interest-bearing deposits | 121,530,000 | 130,202,000 | 136,458,000 | 139,762,000 |
| Noninterest-bearing deposits | 18,258,000 | 16,278,000 | 21,995,000 | 24,810,000 |
| Equity capital | 16,630,000 | 16,602,000 | 16,827,000 | 16,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,598,000 | 3,242,000 | 4,946,000 | 6,668,000 |
| Interest expense | 103,000 | 211,000 | 319,000 | 441,000 |
| Net interest income | 1,495,000 | 3,031,000 | 4,627,000 | 6,227,000 |
| Noninterest income | 163,000 | 255,000 | 425,000 | 789,000 |
| Noninterest expense | 1,134,000 | 2,326,000 | 3,522,000 | 4,675,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 524,000 | 990,000 | 1,560,000 | 2,371,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 524,000 | 990,000 | 1,560,000 | 2,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,599,000 | 16,560,000 | 16,804,000 | 17,251,000 |
| Total capital | 17,861,000 | 17,900,000 | 18,150,000 | 18,658,000 |
| Risk-weighted assets | 144,327,000 | 145,507,000 | 143,914,000 | 144,900,000 |