Call reports 2015
PREMIER BANK ROCHESTER — 2015
What PREMIER BANK ROCHESTER reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 151,665,000 | 160,335,000 | 154,405,000 | 158,095,000 |
| Total loans | 124,545,000 | 126,135,000 | 129,561,000 | 133,021,000 |
| Allowance for loan losses | 1,279,000 | 1,225,000 | 1,234,000 | 1,239,000 |
| Securities available for sale | 5,014,000 | 6,236,000 | 6,274,000 | 9,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,581,000 | 144,316,000 | 137,793,000 | 138,171,000 |
| Interest-bearing deposits | 119,719,000 | 126,433,000 | 119,775,000 | 117,859,000 |
| Noninterest-bearing deposits | 15,862,000 | 17,883,000 | 18,018,000 | 20,312,000 |
| Equity capital | 15,468,000 | 15,411,000 | 15,766,000 | 16,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,477,000 | 2,997,000 | 4,546,000 | 6,144,000 |
| Interest expense | 102,000 | 200,000 | 297,000 | 395,000 |
| Net interest income | 1,375,000 | 2,797,000 | 4,249,000 | 5,749,000 |
| Noninterest income | 178,000 | 430,000 | 599,000 | 836,000 |
| Noninterest expense | 1,011,000 | 2,157,000 | 3,240,000 | 4,400,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 688,000 | 1,216,000 | 1,754,000 | 2,331,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 688,000 | 1,216,000 | 1,754,000 | 2,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,452,000 | 15,437,000 | 15,766,000 | 16,075,000 |
| Total capital | 16,731,000 | 16,662,000 | 17,000,000 | 17,314,000 |
| Risk-weighted assets | 132,974,000 | 140,647,000 | 139,543,000 | 142,031,000 |