Call reports 2026
BANK OF EUFAULA — 2026
What BANK OF EUFAULA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 85,254,000 | 87,125,000 |
| Total loans | 22,836,000 | 23,237,000 |
| Allowance for loan losses | 508,000 | 508,000 |
| Securities available for sale | 50,813,000 | 48,781,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 74,948,000 | 76,973,000 |
| Interest-bearing deposits | 48,472,000 | 47,396,000 |
| Noninterest-bearing deposits | 26,476,000 | 29,577,000 |
| Equity capital | 9,700,000 | 9,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 779,000 | 1,572,000 |
| Interest expense | 102,000 | 203,000 |
| Net interest income | 677,000 | 1,369,000 |
| Noninterest income | 77,000 | 182,000 |
| Noninterest expense | 770,000 | 1,570,000 |
| Provision for loan losses | 17,000 | 20,000 |
| Pretax income | -16,000 | -19,000 |
| Income tax | -2,000 | -3,000 |
| Net income | -14,000 | -16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 10,570,000 | 10,568,000 |