Call reports 2024
BANK OF EUFAULA — 2024
What BANK OF EUFAULA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 105,325,000 | 101,705,000 | 97,849,000 | 102,363,000 |
| Total loans | 31,791,000 | 30,249,000 | 27,990,000 | 26,816,000 |
| Allowance for loan losses | 324,000 | 708,000 | 726,000 | 585,000 |
| Securities available for sale | 52,006,000 | 51,464,000 | 50,981,000 | 52,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,333,000 | 94,036,000 | 89,348,000 | 94,331,000 |
| Interest-bearing deposits | 69,385,000 | 65,816,000 | 62,439,000 | 67,064,000 |
| Noninterest-bearing deposits | 27,948,000 | 28,220,000 | 26,909,000 | 27,267,000 |
| Equity capital | 7,385,000 | 7,100,000 | 7,972,000 | 7,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 930,000 | 1,777,000 | 2,574,000 | 3,409,000 |
| Interest expense | 104,000 | 196,000 | 280,000 | 360,000 |
| Net interest income | 826,000 | 1,581,000 | 2,294,000 | 3,049,000 |
| Noninterest income | 77,000 | 143,000 | 201,000 | 278,000 |
| Noninterest expense | 697,000 | 1,435,000 | 2,295,000 | 3,483,000 |
| Provision for loan losses | 711,000 | 1,246,000 | 1,300,000 | 1,300,000 |
| Pretax income | -505,000 | -962,000 | -1,105,000 | -1,461,000 |
| Income tax | -95,000 | -144,000 | -144,000 | -365,000 |
| Net income | -410,000 | -818,000 | -961,000 | -1,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,474,000 | 10,027,000 | 9,883,000 | 9,748,000 |