Call reports 2023
BANK OF EUFAULA — 2023
What BANK OF EUFAULA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 111,784,000 | 110,699,000 | 114,079,000 | 119,184,000 |
| Total loans | 34,847,000 | 35,641,000 | 37,166,000 | 35,956,000 |
| Allowance for loan losses | 316,000 | 1,123,000 | 1,178,000 | 1,191,000 |
| Securities available for sale | 55,146,000 | 53,301,000 | 52,717,000 | 53,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,548,000 | 102,017,000 | 105,486,000 | 110,483,000 |
| Interest-bearing deposits | 72,638,000 | 69,408,000 | 75,469,000 | 81,684,000 |
| Noninterest-bearing deposits | 28,910,000 | 32,609,000 | 30,017,000 | 28,799,000 |
| Equity capital | 9,519,000 | 7,996,000 | 7,956,000 | 8,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 983,000 | 1,759,000 | 2,780,000 | 3,894,000 |
| Interest expense | 59,000 | 137,000 | 229,000 | 333,000 |
| Net interest income | 924,000 | 1,622,000 | 2,551,000 | 3,561,000 |
| Noninterest income | 87,000 | 171,000 | 228,000 | 333,000 |
| Noninterest expense | 673,000 | 1,343,000 | 2,000,000 | 4,266,000 |
| Provision for loan losses | 12,000 | 1,438,000 | 1,581,000 | 1,886,000 |
| Pretax income | 326,000 | -988,000 | -802,000 | -2,258,000 |
| Income tax | 71,000 | -134,000 | -118,000 | -508,000 |
| Net income | 255,000 | -854,000 | -684,000 | -1,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,999,000 | 11,890,000 | 12,060,000 | 10,994,000 |