Call reports 2022
BANK OF EUFAULA — 2022
What BANK OF EUFAULA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 114,838,000 | 112,698,000 | 110,211,000 | 114,723,000 |
| Total loans | 31,076,000 | 31,872,000 | 33,214,000 | 34,508,000 |
| Allowance for loan losses | 307,000 | 315,000 | 332,000 | 316,000 |
| Securities available for sale | 58,890,000 | 57,067,000 | 54,836,000 | 55,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,993,000 | 101,736,000 | 100,478,000 | 105,302,000 |
| Interest-bearing deposits | 70,961,000 | 71,269,000 | 70,360,000 | 75,978,000 |
| Noninterest-bearing deposits | 32,032,000 | 30,467,000 | 30,118,000 | 29,324,000 |
| Equity capital | 10,868,000 | 10,064,000 | 8,914,000 | 8,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 752,000 | 1,573,000 | 2,491,000 | 3,401,000 |
| Interest expense | 29,000 | 57,000 | 87,000 | 116,000 |
| Net interest income | 723,000 | 1,516,000 | 2,404,000 | 3,285,000 |
| Noninterest income | 117,000 | 235,000 | 352,000 | 564,000 |
| Noninterest expense | 649,000 | 1,255,000 | 1,903,000 | 3,551,000 |
| Provision for loan losses | 49,000 | 64,000 | 85,000 | 87,000 |
| Pretax income | 142,000 | 432,000 | 768,000 | 211,000 |
| Income tax | 37,000 | 99,000 | 168,000 | 57,000 |
| Net income | 105,000 | 333,000 | 600,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,774,000 | 12,922,000 | 13,189,000 | 12,744,000 |