Call reports 2021
BANK OF EUFAULA — 2021
What BANK OF EUFAULA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 109,409,000 | 111,582,000 | 109,433,000 | 117,662,000 |
| Total loans | 27,706,000 | 26,311,000 | 28,268,000 | 28,759,000 |
| Allowance for loan losses | 341,000 | 336,000 | 345,000 | 327,000 |
| Securities available for sale | 48,642,000 | 49,393,000 | 48,969,000 | 54,826,000 |
| Securities held to maturity | 260,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,667,000 | 96,942,000 | 94,898,000 | 103,900,000 |
| Interest-bearing deposits | 64,663,000 | 65,738,000 | 64,581,000 | 71,652,000 |
| Noninterest-bearing deposits | 30,004,000 | 31,204,000 | 30,317,000 | 32,248,000 |
| Equity capital | 13,478,000 | 13,447,000 | 13,412,000 | 12,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,284,000 | 1,957,000 | 2,668,000 |
| Interest expense | 36,000 | 67,000 | 94,000 | 119,000 |
| Net interest income | 605,000 | 1,217,000 | 1,863,000 | 2,549,000 |
| Noninterest income | 122,000 | 252,000 | 379,000 | 507,000 |
| Noninterest expense | 632,000 | 1,262,000 | 1,906,000 | 3,057,000 |
| Provision for loan losses | -28,000 | -37,000 | -9,000 | -16,000 |
| Pretax income | 123,000 | 244,000 | 345,000 | 15,000 |
| Income tax | 21,000 | 48,000 | 72,000 | 9,000 |
| Net income | 102,000 | 196,000 | 273,000 | 6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,827,000 | 12,860,000 | 12,935,000 | 12,669,000 |