Call reports 2018
BANK OF EUFAULA — 2018
What BANK OF EUFAULA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 102,109,000 | 99,619,000 | 95,577,000 | 99,929,000 |
| Total loans | 31,045,000 | 32,331,000 | 33,658,000 | 32,454,000 |
| Allowance for loan losses | 454,000 | 439,000 | 416,000 | 411,000 |
| Securities available for sale | 51,606,000 | 49,931,000 | 48,737,000 | 46,524,000 |
| Securities held to maturity | 1,554,000 | 1,302,000 | 1,046,000 | 1,044,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,853,000 | 85,360,000 | 81,370,000 | 85,794,000 |
| Interest-bearing deposits | 65,042,000 | 61,852,000 | 59,167,000 | 64,066,000 |
| Noninterest-bearing deposits | 22,811,000 | 23,508,000 | 22,203,000 | 21,728,000 |
| Equity capital | 12,286,000 | 12,342,000 | 12,338,000 | 12,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 842,000 | 1,666,000 | 2,504,000 | 3,346,000 |
| Interest expense | 52,000 | 102,000 | 151,000 | 216,000 |
| Net interest income | 790,000 | 1,564,000 | 2,353,000 | 3,130,000 |
| Noninterest income | 137,000 | 295,000 | 386,000 | 478,000 |
| Noninterest expense | 673,000 | 1,340,000 | 1,968,000 | 3,501,000 |
| Provision for loan losses | 16,000 | 6,000 | -7,000 | 36,000 |
| Pretax income | 238,000 | 513,000 | 778,000 | 60,000 |
| Income tax | 84,000 | 137,000 | 196,000 | 41,000 |
| Net income | 154,000 | 376,000 | 582,000 | 19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,038,000 | 13,259,000 | 13,466,000 | 12,903,000 |
| Total capital | 13,492,000 | 13,698,000 | 13,882,000 | 13,314,000 |
| Risk-weighted assets | 41,903,000 | 42,616,000 | 42,802,000 | 42,535,000 |