Call reports 2017
BANK OF EUFAULA — 2017
What BANK OF EUFAULA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 106,735,000 | 103,650,000 | 100,965,000 | 103,724,000 |
| Total loans | 32,753,000 | 33,045,000 | 32,110,000 | 31,885,000 |
| Allowance for loan losses | 486,000 | 512,000 | 484,000 | 510,000 |
| Securities available for sale | 49,358,000 | 51,148,000 | 50,628,000 | 50,702,000 |
| Securities held to maturity | 1,821,000 | 1,817,000 | 1,560,000 | 1,557,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,086,000 | 87,798,000 | 85,083,000 | 89,052,000 |
| Interest-bearing deposits | 67,387,000 | 64,511,000 | 62,092,000 | 66,431,000 |
| Noninterest-bearing deposits | 23,699,000 | 23,287,000 | 22,991,000 | 22,621,000 |
| Equity capital | 13,487,000 | 13,740,000 | 13,816,000 | 12,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 819,000 | 1,649,000 | 2,478,000 | 3,280,000 |
| Interest expense | 49,000 | 100,000 | 150,000 | 199,000 |
| Net interest income | 770,000 | 1,549,000 | 2,328,000 | 3,081,000 |
| Noninterest income | 131,000 | 267,000 | 398,000 | 481,000 |
| Noninterest expense | 667,000 | 1,322,000 | 2,006,000 | 3,538,000 |
| Provision for loan losses | -138,000 | -105,000 | -52,000 | 5,000 |
| Pretax income | 372,000 | 599,000 | 772,000 | 19,000 |
| Income tax | 34,000 | 123,000 | 196,000 | 251,000 |
| Net income | 338,000 | 476,000 | 576,000 | -232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,453,000 | 13,592,000 | 13,692,000 | 12,846,000 |
| Total capital | 13,939,000 | 14,104,000 | 14,176,000 | 13,356,000 |
| Risk-weighted assets | 42,484,000 | 42,262,000 | 41,715,000 | 42,351,000 |