Call reports 2015

BANK OF EUFAULA — 2015

Name: BANK OF EUFAULA — FFIEC call report 2015
Creator: BANK OF EUFAULA

What BANK OF EUFAULA reported to the FFIEC in 2015, quarter by quarter.

PERIOD: 2015SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/45dc800c-943e-4af3-8b4f-b985a569d92b/2015

Balance sheet

What the bank holds and owes at quarter end

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Total assets	98,624,000	95,834,000	93,415,000	102,081,000
Total loans	39,933,000	37,811,000	37,232,000	36,983,000
Allowance for loan losses	992,000	983,000	984,000	877,000
Securities available for sale	41,731,000	41,847,000	41,638,000	42,265,000
Securities held to maturity	1,085,000	1,083,000	1,082,000	1,080,000
Trading assets	0	0	0	0
Total deposits	82,842,000	80,086,000	77,105,000	86,796,000
Interest-bearing deposits	60,147,000	58,216,000	55,947,000	63,963,000
Noninterest-bearing deposits	22,695,000	21,870,000	21,158,000	22,833,000
Equity capital	13,377,000	13,297,000	13,803,000	13,022,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Interest income	875,000	1,758,000	2,651,000	3,488,000
Interest expense	40,000	81,000	120,000	160,000
Net interest income	835,000	1,677,000	2,531,000	3,328,000
Noninterest income	126,000	244,000	437,000	557,000
Noninterest expense	669,000	1,326,000	1,988,000	3,670,000
Provision for loan losses	145,000	151,000	167,000	98,000
Pretax income	147,000	444,000	813,000	117,000
Income tax	67,000	131,000	234,000	29,000
Net income	80,000	313,000	579,000	88,000

Basel measures — not reported for every quarter

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Tier 1 capital	12,801,000	13,035,000	13,301,000	12,810,000
Total capital	13,399,000	13,608,000	13,859,000	13,389,000
Risk-weighted assets	47,943,000	45,449,000	44,186,000	45,990,000