Call reports 2025
BOONE BANK & TRUST CO. — 2025
What BOONE BANK & TRUST CO. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 175,514,000 | 157,805,000 | 176,661,000 | 160,396,000 |
| Total loans | 73,667,000 | 74,497,000 | 76,037,000 | 76,881,000 |
| Allowance for loan losses | 945,000 | 970,000 | 1,002,000 | 1,006,000 |
| Securities available for sale | 77,052,000 | 77,722,000 | 78,221,000 | 76,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,484,000 | 140,133,000 | 163,299,000 | 141,675,000 |
| Interest-bearing deposits | 145,559,000 | 124,339,000 | 146,820,000 | 123,837,000 |
| Noninterest-bearing deposits | 17,925,000 | 15,794,000 | 16,479,000 | 17,838,000 |
| Equity capital | 11,189,000 | 11,927,000 | 12,610,000 | 13,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,656,000 | 3,394,000 | 5,110,000 | 6,854,000 |
| Interest expense | 775,000 | 1,553,000 | 2,349,000 | 3,108,000 |
| Net interest income | 881,000 | 1,841,000 | 2,761,000 | 3,746,000 |
| Noninterest income | 158,000 | 315,000 | 514,000 | 675,000 |
| Noninterest expense | 748,000 | 1,495,000 | 2,235,000 | 2,983,000 |
| Provision for loan losses | -7,000 | 21,000 | 52,000 | 57,000 |
| Pretax income | 283,000 | 626,000 | 993,000 | 1,376,000 |
| Income tax | 63,000 | 134,000 | 214,000 | 302,000 |
| Net income | 220,000 | 492,000 | 779,000 | 1,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,399,000 | 15,473,000 | 15,560,000 | 15,630,000 |
| Total capital | 16,449,000 | 16,548,000 | 16,647,000 | 16,732,000 |
| Risk-weighted assets | 126,086,000 | 122,142,000 | 123,022,000 | 121,929,000 |