Call reports 2023
BOONE BANK & TRUST CO. — 2023
What BOONE BANK & TRUST CO. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 165,978,000 | 147,884,000 | 164,062,000 | 149,382,000 |
| Total loans | 58,541,000 | 61,820,000 | 62,163,000 | 64,819,000 |
| Allowance for loan losses | 765,000 | 791,000 | 790,000 | 820,000 |
| Securities available for sale | 84,277,000 | 78,927,000 | 76,628,000 | 78,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,718,000 | 138,280,000 | 156,168,000 | 133,506,000 |
| Interest-bearing deposits | 138,077,000 | 121,710,000 | 138,639,000 | 116,350,000 |
| Noninterest-bearing deposits | 18,642,000 | 16,571,000 | 17,529,000 | 17,156,000 |
| Equity capital | 8,834,000 | 8,543,000 | 7,386,000 | 9,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,311,000 | 2,691,000 | 4,095,000 | 5,565,000 |
| Interest expense | 481,000 | 1,030,000 | 1,671,000 | 2,420,000 |
| Net interest income | 830,000 | 1,661,000 | 2,424,000 | 3,145,000 |
| Noninterest income | 105,000 | 235,000 | 359,000 | 459,000 |
| Noninterest expense | 696,000 | 1,418,000 | 2,067,000 | 2,702,000 |
| Provision for loan losses | -79,000 | -54,000 | -54,000 | -24,000 |
| Pretax income | 314,000 | 547,000 | 757,000 | 890,000 |
| Income tax | 59,000 | 99,000 | 134,000 | 150,000 |
| Net income | 255,000 | 448,000 | 623,000 | 740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,224,000 | 15,317,000 | 15,342,000 | 15,309,000 |
| Total capital | 16,084,000 | 16,195,000 | 16,212,000 | 16,232,000 |
| Risk-weighted assets | 118,540,000 | 114,942,000 | 117,914,000 | 119,144,000 |