Call reports 2020
BOONE BANK & TRUST CO. — 2020
What BOONE BANK & TRUST CO. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 151,084,000 | 147,408,000 | 164,986,000 | 150,001,000 |
| Total loans | 64,657,000 | 72,336,000 | 68,230,000 | 61,895,000 |
| Allowance for loan losses | 1,006,000 | 1,056,000 | 1,008,000 | 1,008,000 |
| Securities available for sale | 59,473,000 | 59,804,000 | 61,420,000 | 66,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,918,000 | 131,480,000 | 148,734,000 | 133,341,000 |
| Interest-bearing deposits | 115,066,000 | 119,259,000 | 135,179,000 | 120,748,000 |
| Noninterest-bearing deposits | 11,852,000 | 12,221,000 | 13,555,000 | 12,593,000 |
| Equity capital | 13,082,000 | 15,067,000 | 15,466,000 | 15,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,251,000 | 2,505,000 | 3,739,000 | 4,951,000 |
| Interest expense | 307,000 | 536,000 | 738,000 | 908,000 |
| Net interest income | 944,000 | 1,969,000 | 3,001,000 | 4,043,000 |
| Noninterest income | 127,000 | 368,000 | 630,000 | 813,000 |
| Noninterest expense | 665,000 | 1,324,000 | 1,961,000 | 2,622,000 |
| Provision for loan losses | 130,000 | 180,000 | 180,000 | 180,000 |
| Pretax income | 276,000 | 833,000 | 1,490,000 | 2,054,000 |
| Income tax | 41,000 | 150,000 | 294,000 | 411,000 |
| Net income | 235,000 | 683,000 | 1,196,000 | 1,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,259,000 | 13,508,000 | 13,770,000 | 13,967,000 |