Call reports 2015
BOONE BANK & TRUST CO. — 2015
What BOONE BANK & TRUST CO. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 146,068,000 | 132,416,000 | 147,586,000 | 135,770,000 |
| Total loans | 58,057,000 | 58,520,000 | 59,214,000 | 62,553,000 |
| Allowance for loan losses | 823,000 | 915,000 | 917,000 | 909,000 |
| Securities available for sale | 60,541,000 | 59,001,000 | 64,194,000 | 64,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,698,000 | 104,960,000 | 117,011,000 | 106,586,000 |
| Interest-bearing deposits | 105,468,000 | 92,823,000 | 104,867,000 | 94,254,000 |
| Noninterest-bearing deposits | 12,230,000 | 12,137,000 | 12,144,000 | 12,332,000 |
| Equity capital | 14,097,000 | 13,688,000 | 14,062,000 | 14,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,142,000 | 2,305,000 | 3,446,000 | 4,640,000 |
| Interest expense | 126,000 | 259,000 | 387,000 | 521,000 |
| Net interest income | 1,016,000 | 2,046,000 | 3,059,000 | 4,119,000 |
| Noninterest income | 219,000 | 481,000 | 729,000 | 926,000 |
| Noninterest expense | 689,000 | 1,399,000 | 2,089,000 | 2,741,000 |
| Provision for loan losses | 0 | 85,000 | 85,000 | 85,000 |
| Pretax income | 551,000 | 1,080,000 | 1,660,000 | 2,265,000 |
| Income tax | 136,000 | 266,000 | 424,000 | 581,000 |
| Net income | 415,000 | 814,000 | 1,236,000 | 1,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,199,000 | 13,298,000 | 13,420,000 | 13,569,000 |
| Total capital | 14,066,000 | 14,257,000 | 14,384,000 | 14,525,000 |
| Risk-weighted assets | 88,815,000 | 86,945,000 | 89,101,000 | 93,464,000 |