Call reports 2025
COMMUNITY BANK OF EL DORADO SPRINGS — 2025
What COMMUNITY BANK OF EL DORADO SPRINGS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 133,789,000 | 131,689,000 | 134,736,000 | 132,564,000 |
| Total loans | 75,917,000 | 78,148,000 | 81,997,000 | 83,775,000 |
| Allowance for loan losses | 860,000 | 873,000 | 861,000 | 879,000 |
| Securities available for sale | 19,824,000 | 21,594,000 | 17,503,000 | 18,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,439,000 | 109,994,000 | 113,095,000 | 110,059,000 |
| Interest-bearing deposits | 90,304,000 | 86,347,000 | 89,622,000 | 87,412,000 |
| Noninterest-bearing deposits | 22,135,000 | 23,647,000 | 23,473,000 | 22,647,000 |
| Equity capital | 21,069,000 | 21,433,000 | 21,377,000 | 22,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,715,000 | 3,486,000 | 5,346,000 | 7,190,000 |
| Interest expense | 539,000 | 1,062,000 | 1,581,000 | 2,079,000 |
| Net interest income | 1,176,000 | 2,424,000 | 3,765,000 | 5,111,000 |
| Noninterest income | 69,000 | 141,000 | 217,000 | 292,000 |
| Noninterest expense | 594,000 | 1,199,000 | 1,751,000 | 2,395,000 |
| Provision for loan losses | 12,000 | 24,000 | 42,000 | 60,000 |
| Pretax income | 639,000 | 1,342,000 | 2,189,000 | 2,948,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 639,000 | 1,342,000 | 2,189,000 | 2,948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,374,000 | 21,637,000 | 21,514,000 | 22,274,000 |