Call reports 2024
COMMUNITY BANK OF EL DORADO SPRINGS — 2024
What COMMUNITY BANK OF EL DORADO SPRINGS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 127,502,000 | 128,429,000 | 125,500,000 | 127,388,000 |
| Total loans | 66,909,000 | 71,341,000 | 71,989,000 | 74,391,000 |
| Allowance for loan losses | 823,000 | 824,000 | 836,000 | 848,000 |
| Securities available for sale | 32,814,000 | 32,733,000 | 24,786,000 | 20,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,620,000 | 108,342,000 | 105,094,000 | 106,593,000 |
| Interest-bearing deposits | 86,627,000 | 87,294,000 | 84,380,000 | 84,866,000 |
| Noninterest-bearing deposits | 20,993,000 | 21,048,000 | 20,714,000 | 21,727,000 |
| Equity capital | 19,640,000 | 19,815,000 | 20,117,000 | 20,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,590,000 | 3,229,000 | 4,901,000 | 6,602,000 |
| Interest expense | 554,000 | 1,154,000 | 1,744,000 | 2,300,000 |
| Net interest income | 1,036,000 | 2,075,000 | 3,157,000 | 4,302,000 |
| Noninterest income | 74,000 | 146,000 | 216,000 | 292,000 |
| Noninterest expense | 547,000 | 1,146,000 | 1,710,000 | 2,308,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 551,000 | 1,051,000 | 1,627,000 | 2,238,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 551,000 | 1,051,000 | 1,627,000 | 2,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,448,000 | 20,548,000 | 20,324,000 | 20,935,000 |