Call reports 2023
COMMUNITY BANK OF EL DORADO SPRINGS — 2023
What COMMUNITY BANK OF EL DORADO SPRINGS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 123,432,000 | 124,470,000 | 124,035,000 | 124,299,000 |
| Total loans | 55,695,000 | 57,773,000 | 60,983,000 | 66,379,000 |
| Allowance for loan losses | 811,000 | 811,000 | 811,000 | 811,000 |
| Securities available for sale | 41,791,000 | 41,117,000 | 35,933,000 | 35,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,775,000 | 105,853,000 | 105,778,000 | 104,660,000 |
| Interest-bearing deposits | 86,394,000 | 86,798,000 | 85,162,000 | 83,661,000 |
| Noninterest-bearing deposits | 18,381,000 | 19,055,000 | 20,616,000 | 20,999,000 |
| Equity capital | 18,542,000 | 18,465,000 | 18,059,000 | 19,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,352,000 | 2,751,000 | 4,242,000 | 5,811,000 |
| Interest expense | 258,000 | 608,000 | 1,030,000 | 1,522,000 |
| Net interest income | 1,094,000 | 2,143,000 | 3,212,000 | 4,289,000 |
| Noninterest income | 74,000 | 155,000 | 236,000 | 314,000 |
| Noninterest expense | 493,000 | 1,025,000 | 1,523,000 | 2,057,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 675,000 | 1,273,000 | 1,925,000 | 2,546,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 675,000 | 1,273,000 | 1,925,000 | 2,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,426,000 | 19,624,000 | 19,476,000 | 20,098,000 |