Call reports 2022
COMMUNITY BANK OF EL DORADO SPRINGS — 2022
What COMMUNITY BANK OF EL DORADO SPRINGS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 125,748,000 | 127,651,000 | 127,159,000 | 119,453,000 |
| Total loans | 51,865,000 | 50,420,000 | 53,253,000 | 54,096,000 |
| Allowance for loan losses | 1,122,000 | 1,122,000 | 1,122,000 | 1,122,000 |
| Securities available for sale | 18,537,000 | 39,257,000 | 47,072,000 | 41,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,749,000 | 110,001,000 | 110,674,000 | 101,941,000 |
| Interest-bearing deposits | 90,545,000 | 90,586,000 | 92,130,000 | 83,976,000 |
| Noninterest-bearing deposits | 17,204,000 | 19,415,000 | 18,544,000 | 17,965,000 |
| Equity capital | 17,969,000 | 17,622,000 | 16,459,000 | 17,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,690,000 | 2,845,000 | 4,144,000 |
| Interest expense | 81,000 | 159,000 | 251,000 | 414,000 |
| Net interest income | 714,000 | 1,531,000 | 2,594,000 | 3,730,000 |
| Noninterest income | 65,000 | 134,000 | 208,000 | 282,000 |
| Noninterest expense | 412,000 | 909,000 | 1,388,000 | 1,858,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 367,000 | 756,000 | 1,414,000 | 2,154,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 367,000 | 756,000 | 1,414,000 | 2,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,064,000 | 18,054,000 | 17,911,000 | 18,651,000 |