Call reports 2021
COMMUNITY BANK OF EL DORADO SPRINGS — 2021
What COMMUNITY BANK OF EL DORADO SPRINGS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 124,789,000 | 127,804,000 | 126,385,000 | 125,444,000 |
| Total loans | 51,159,000 | 51,210,000 | 52,099,000 | 52,005,000 |
| Allowance for loan losses | 1,080,000 | 1,081,000 | 1,081,000 | 1,120,000 |
| Securities available for sale | 31,137,000 | 26,256,000 | 22,538,000 | 21,420,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,196,000 | 109,252,000 | 108,303,000 | 107,134,000 |
| Interest-bearing deposits | 87,694,000 | 89,897,000 | 90,232,000 | 90,252,000 |
| Noninterest-bearing deposits | 18,502,000 | 19,355,000 | 18,071,000 | 16,882,000 |
| Equity capital | 18,308,000 | 18,322,000 | 17,959,000 | 18,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 883,000 | 1,866,000 | 2,819,000 | 3,721,000 |
| Interest expense | 113,000 | 216,000 | 311,000 | 401,000 |
| Net interest income | 770,000 | 1,650,000 | 2,508,000 | 3,320,000 |
| Noninterest income | 35,000 | 101,000 | 172,000 | 239,000 |
| Noninterest expense | 449,000 | 873,000 | 1,316,000 | 1,766,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 356,000 | 878,000 | 1,364,000 | 1,793,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 356,000 | 878,000 | 1,364,000 | 1,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,660,000 | 17,782,000 | 17,467,000 | 17,897,000 |