Call reports 2020
COMMUNITY BANK OF EL DORADO SPRINGS — 2020
What COMMUNITY BANK OF EL DORADO SPRINGS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 107,022,000 | 113,219,000 | 118,738,000 | 121,144,000 |
| Total loans | 53,397,000 | 55,254,000 | 55,107,000 | 51,468,000 |
| Allowance for loan losses | 1,077,000 | 1,083,000 | 1,084,000 | 1,077,000 |
| Securities available for sale | 36,626,000 | 39,948,000 | 37,829,000 | 32,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,615,000 | 94,642,000 | 100,778,000 | 102,817,000 |
| Interest-bearing deposits | 76,789,000 | 80,855,000 | 86,727,000 | 87,810,000 |
| Noninterest-bearing deposits | 11,826,000 | 13,787,000 | 14,051,000 | 15,007,000 |
| Equity capital | 18,294,000 | 18,426,000 | 17,859,000 | 18,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,006,000 | 1,995,000 | 2,960,000 | 3,892,000 |
| Interest expense | 253,000 | 444,000 | 610,000 | 751,000 |
| Net interest income | 753,000 | 1,551,000 | 2,350,000 | 3,141,000 |
| Noninterest income | 66,000 | 125,000 | 159,000 | 223,000 |
| Noninterest expense | 464,000 | 861,000 | 1,275,000 | 1,736,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 355,000 | 815,000 | 1,234,000 | 1,628,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 355,000 | 815,000 | 1,234,000 | 1,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,581,000 | 17,641,000 | 17,110,000 | 17,504,000 |