Call reports 2019
COMMUNITY BANK OF EL DORADO SPRINGS — 2019
What COMMUNITY BANK OF EL DORADO SPRINGS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 104,024,000 | 105,121,000 | 106,224,000 | 105,365,000 |
| Total loans | 49,410,000 | 49,469,000 | 50,304,000 | 52,945,000 |
| Allowance for loan losses | 1,104,000 | 1,104,000 | 1,095,000 | 1,088,000 |
| Securities available for sale | 32,400,000 | 31,028,000 | 34,028,000 | 31,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,311,000 | 87,110,000 | 88,749,000 | 87,522,000 |
| Interest-bearing deposits | 74,797,000 | 75,561,000 | 76,902,000 | 75,915,000 |
| Noninterest-bearing deposits | 11,514,000 | 11,549,000 | 11,847,000 | 11,607,000 |
| Equity capital | 17,604,000 | 17,903,000 | 17,356,000 | 17,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 993,000 | 2,019,000 | 3,056,000 | 4,092,000 |
| Interest expense | 216,000 | 470,000 | 732,000 | 1,002,000 |
| Net interest income | 777,000 | 1,549,000 | 2,324,000 | 3,090,000 |
| Noninterest income | 76,000 | 154,000 | 227,000 | 298,000 |
| Noninterest expense | 365,000 | 787,000 | 1,194,000 | 1,743,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 488,000 | 916,000 | 1,357,000 | 1,645,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 488,000 | 916,000 | 1,357,000 | 1,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,679,000 | 17,665,000 | 17,137,000 | 17,426,000 |
| Total capital | 18,371,000 | 18,341,000 | 17,812,000 | 18,118,000 |
| Risk-weighted assets | 54,980,000 | 53,625,000 | 53,553,000 | 55,051,000 |