Call reports 2018
COMMUNITY BANK OF EL DORADO SPRINGS — 2018
What COMMUNITY BANK OF EL DORADO SPRINGS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 108,440,000 | 107,567,000 | 101,297,000 | 101,054,000 |
| Total loans | 45,957,000 | 47,036,000 | 48,053,000 | 48,820,000 |
| Allowance for loan losses | 1,109,000 | 1,109,000 | 1,106,000 | 1,106,000 |
| Securities available for sale | 38,948,000 | 37,517,000 | 35,395,000 | 33,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,596,000 | 90,710,000 | 85,078,000 | 84,040,000 |
| Interest-bearing deposits | 78,334,000 | 77,735,000 | 73,444,000 | 72,569,000 |
| Noninterest-bearing deposits | 13,262,000 | 12,975,000 | 11,634,000 | 11,471,000 |
| Equity capital | 16,784,000 | 16,795,000 | 16,142,000 | 16,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 935,000 | 1,900,000 | 2,870,000 | 3,871,000 |
| Interest expense | 132,000 | 282,000 | 440,000 | 613,000 |
| Net interest income | 803,000 | 1,618,000 | 2,430,000 | 3,258,000 |
| Noninterest income | 81,000 | 165,000 | 247,000 | 334,000 |
| Noninterest expense | 317,000 | 667,000 | 1,032,000 | 1,504,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 567,000 | 1,116,000 | 1,645,000 | 2,088,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 567,000 | 1,116,000 | 1,645,000 | 2,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,300,000 | 17,409,000 | 16,968,000 | 17,411,000 |
| Total capital | 17,973,000 | 18,094,000 | 17,657,000 | 18,103,000 |
| Risk-weighted assets | 53,434,000 | 54,384,000 | 54,691,000 | 54,918,000 |