Call reports 2017
COMMUNITY BANK OF EL DORADO SPRINGS — 2017
What COMMUNITY BANK OF EL DORADO SPRINGS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 105,836,000 | 106,172,000 | 108,194,000 | 108,141,000 |
| Total loans | 47,535,000 | 46,108,000 | 46,552,000 | 46,050,000 |
| Allowance for loan losses | 1,154,000 | 1,127,000 | 1,128,000 | 1,122,000 |
| Securities available for sale | 42,226,000 | 41,041,000 | 41,877,000 | 42,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,804,000 | 88,790,000 | 91,286,000 | 91,296,000 |
| Interest-bearing deposits | 76,925,000 | 75,829,000 | 78,554,000 | 78,340,000 |
| Noninterest-bearing deposits | 11,879,000 | 12,961,000 | 12,732,000 | 12,956,000 |
| Equity capital | 16,977,000 | 17,318,000 | 16,840,000 | 16,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 906,000 | 1,822,000 | 2,742,000 | 3,674,000 |
| Interest expense | 107,000 | 224,000 | 339,000 | 469,000 |
| Net interest income | 799,000 | 1,598,000 | 2,403,000 | 3,205,000 |
| Noninterest income | 68,000 | 134,000 | 207,000 | 249,000 |
| Noninterest expense | 310,000 | 652,000 | 997,000 | 1,466,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 557,000 | 1,080,000 | 1,613,000 | 1,988,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 557,000 | 1,080,000 | 1,613,000 | 1,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,932,000 | 17,015,000 | 16,578,000 | 16,953,000 |
| Total capital | 17,655,000 | 17,723,000 | 17,295,000 | 17,668,000 |
| Risk-weighted assets | 57,384,000 | 56,256,000 | 56,977,000 | 56,829,000 |