Call reports 2016
COMMUNITY BANK OF EL DORADO SPRINGS — 2016
What COMMUNITY BANK OF EL DORADO SPRINGS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 108,815,000 | 109,292,000 | 102,169,000 | 101,030,000 |
| Total loans | 44,269,000 | 46,249,000 | 47,458,000 | 47,161,000 |
| Allowance for loan losses | 1,148,000 | 1,148,000 | 1,148,000 | 1,148,000 |
| Securities available for sale | 51,746,000 | 52,269,000 | 48,104,000 | 44,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,985,000 | 91,893,000 | 84,928,000 | 84,395,000 |
| Interest-bearing deposits | 81,416,000 | 80,442,000 | 73,557,000 | 73,048,000 |
| Noninterest-bearing deposits | 10,569,000 | 11,451,000 | 11,371,000 | 11,347,000 |
| Equity capital | 16,757,000 | 17,341,000 | 17,184,000 | 16,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 917,000 | 1,823,000 | 2,725,000 | 3,609,000 |
| Interest expense | 106,000 | 215,000 | 322,000 | 426,000 |
| Net interest income | 811,000 | 1,608,000 | 2,403,000 | 3,183,000 |
| Noninterest income | 75,000 | 150,000 | 241,000 | 332,000 |
| Noninterest expense | 322,000 | 631,000 | 931,000 | 1,395,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 564,000 | 1,127,000 | 1,713,000 | 2,120,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 564,000 | 1,127,000 | 1,713,000 | 2,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,200,000 | 16,322,000 | 16,188,000 | 16,595,000 |
| Total capital | 16,902,000 | 17,042,000 | 16,897,000 | 17,300,000 |
| Risk-weighted assets | 55,722,000 | 57,209,000 | 56,311,000 | 55,965,000 |