Call reports 2026
FLORIDA CAPITAL BANK, N.A. — 2026
What FLORIDA CAPITAL BANK, N.A. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 713,842,000 | 713,145,000 |
| Total loans | 516,646,000 | 540,895,000 |
| Allowance for loan losses | 6,430,000 | 6,433,000 |
| Securities available for sale | 35,363,000 | 34,164,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 641,267,000 | 639,827,000 |
| Interest-bearing deposits | 267,778,000 | 298,692,000 |
| Noninterest-bearing deposits | 373,489,000 | 341,135,000 |
| Equity capital | 68,736,000 | 69,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,715,000 | 18,853,000 |
| Interest expense | 2,402,000 | 4,775,000 |
| Net interest income | 7,313,000 | 14,078,000 |
| Noninterest income | 2,178,000 | 4,014,000 |
| Noninterest expense | 6,767,000 | 13,459,000 |
| Provision for loan losses | 125,000 | 125,000 |
| Pretax income | 2,599,000 | 4,508,000 |
| Income tax | 651,000 | 1,127,000 |
| Net income | 1,948,000 | 3,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 69,498,000 | 70,945,000 |
| Total capital | 75,244,000 | 76,850,000 |
| Risk-weighted assets | 458,861,000 | 471,731,000 |