Call reports 2024
FLORIDA CAPITAL BANK, N.A. — 2024
What FLORIDA CAPITAL BANK, N.A. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 520,922,000 | 555,652,000 | 559,026,000 | 645,819,000 |
| Total loans | 445,775,000 | 479,361,000 | 484,083,000 | 463,719,000 |
| Allowance for loan losses | 5,667,000 | 5,992,000 | 5,970,000 | 5,974,000 |
| Securities available for sale | 12,590,000 | 12,298,000 | 14,913,000 | 14,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 451,068,000 | 441,937,000 | 464,658,000 | 581,807,000 |
| Interest-bearing deposits | 122,559,000 | 156,446,000 | 209,614,000 | 237,174,000 |
| Noninterest-bearing deposits | 328,509,000 | 285,491,000 | 255,044,000 | 344,633,000 |
| Equity capital | 57,501,000 | 58,607,000 | 59,287,000 | 60,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,699,000 | 13,713,000 | 21,159,000 | 28,946,000 |
| Interest expense | 1,390,000 | 3,563,000 | 6,381,000 | 9,535,000 |
| Net interest income | 5,309,000 | 10,150,000 | 14,778,000 | 19,411,000 |
| Noninterest income | 2,075,000 | 4,403,000 | 6,066,000 | 8,207,000 |
| Noninterest expense | 5,182,000 | 10,566,000 | 16,366,000 | 21,788,000 |
| Provision for loan losses | 300,000 | 605,000 | 605,000 | 605,000 |
| Pretax income | 1,902,000 | 3,382,000 | 3,873,000 | 5,175,000 |
| Income tax | 469,000 | 839,000 | 951,000 | 1,170,000 |
| Net income | 1,433,000 | 2,543,000 | 2,922,000 | 4,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,181,000 | 59,309,000 | 59,704,000 | 60,803,000 |
| Total capital | 63,015,000 | 64,438,000 | 64,937,000 | 65,958,000 |
| Risk-weighted assets | 385,847,000 | 409,401,000 | 417,805,000 | 411,453,000 |