Call reports 2022
FLORIDA CAPITAL BANK, N.A. — 2022
What FLORIDA CAPITAL BANK, N.A. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 508,355,000 | 521,750,000 | 431,633,000 | 444,412,000 |
| Total loans | 323,125,000 | 428,284,000 | 356,194,000 | 342,851,000 |
| Allowance for loan losses | 4,168,000 | 4,200,000 | 4,385,000 | 4,347,000 |
| Securities available for sale | 19,890,000 | 18,449,000 | 15,159,000 | 14,755,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,425,000 | 377,382,000 | 363,421,000 | 375,995,000 |
| Interest-bearing deposits | 209,518,000 | 204,042,000 | 177,189,000 | 152,277,000 |
| Noninterest-bearing deposits | 230,907,000 | 173,340,000 | 186,232,000 | 223,718,000 |
| Equity capital | 63,453,000 | 64,068,000 | 63,859,000 | 64,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,197,000 | 7,813,000 | 12,490,000 | 17,402,000 |
| Interest expense | 261,000 | 634,000 | 1,192,000 | 1,776,000 |
| Net interest income | 2,936,000 | 7,179,000 | 11,298,000 | 15,626,000 |
| Noninterest income | 4,437,000 | 8,612,000 | 11,111,000 | 12,106,000 |
| Noninterest expense | 6,199,000 | 13,018,000 | 19,487,000 | 24,851,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,174,000 | 2,773,000 | 2,922,000 | 2,881,000 |
| Income tax | 278,000 | 664,000 | 688,000 | 573,000 |
| Net income | 896,000 | 2,109,000 | 2,234,000 | 2,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,339,000 | 64,585,000 | 64,739,000 | 64,843,000 |
| Total capital | 66,922,000 | 68,785,000 | 68,512,000 | 68,412,000 |
| Risk-weighted assets | 286,019,000 | 342,983,000 | 301,250,000 | 284,769,000 |