Call reports 2021
FLORIDA CAPITAL BANK, N.A. — 2021
What FLORIDA CAPITAL BANK, N.A. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 529,766,000 | 491,536,000 | 414,974,000 | 442,133,000 |
| Total loans | 420,238,000 | 298,877,000 | 310,360,000 | 301,267,000 |
| Allowance for loan losses | 4,524,000 | 4,197,000 | 4,221,000 | 4,352,000 |
| Securities available for sale | 15,110,000 | 19,455,000 | 18,456,000 | 16,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,156,000 | 400,772,000 | 349,717,000 | 375,508,000 |
| Interest-bearing deposits | 231,579,000 | 224,284,000 | 208,226,000 | 211,861,000 |
| Noninterest-bearing deposits | 206,577,000 | 176,488,000 | 141,491,000 | 163,647,000 |
| Equity capital | 60,753,000 | 61,456,000 | 61,855,000 | 63,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,864,000 | 7,619,000 | 10,967,000 | 14,073,000 |
| Interest expense | 655,000 | 1,210,000 | 1,536,000 | 1,801,000 |
| Net interest income | 3,209,000 | 6,409,000 | 9,431,000 | 12,272,000 |
| Noninterest income | 8,035,000 | 12,779,000 | 17,850,000 | 23,532,000 |
| Noninterest expense | 8,600,000 | 15,627,000 | 22,979,000 | 29,712,000 |
| Provision for loan losses | 200,000 | 292,000 | 430,000 | 430,000 |
| Pretax income | 2,444,000 | 3,269,000 | 3,872,000 | 5,662,000 |
| Income tax | 130,000 | 335,000 | 483,000 | 875,000 |
| Net income | 2,314,000 | 2,934,000 | 3,389,000 | 4,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,411,000 | 60,503,000 | 61,000,000 | 62,422,000 |
| Total capital | 64,791,000 | 63,702,000 | 64,353,000 | 65,714,000 |
| Risk-weighted assets | 350,255,000 | 254,884,000 | 267,367,000 | 262,335,000 |