Call reports 2019
FLORIDA CAPITAL BANK, N.A. — 2019
What FLORIDA CAPITAL BANK, N.A. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 433,217,000 | 454,661,000 | 536,744,000 | 496,400,000 |
| Total loans | 347,721,000 | 379,303,000 | 441,481,000 | 413,836,000 |
| Allowance for loan losses | 1,977,000 | 2,197,000 | 2,302,000 | 2,670,000 |
| Securities available for sale | 26,515,000 | 20,558,000 | 21,045,000 | 20,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,562,000 | 286,631,000 | 341,999,000 | 383,200,000 |
| Interest-bearing deposits | 179,216,000 | 177,822,000 | 232,058,000 | 232,987,000 |
| Noninterest-bearing deposits | 118,346,000 | 108,809,000 | 109,941,000 | 150,213,000 |
| Equity capital | 37,338,000 | 39,591,000 | 42,368,000 | 44,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,297,000 | 9,462,000 | 14,586,000 | 20,243,000 |
| Interest expense | 1,128,000 | 2,717,000 | 4,461,000 | 6,249,000 |
| Net interest income | 3,169,000 | 6,745,000 | 10,125,000 | 13,994,000 |
| Noninterest income | 3,884,000 | 10,285,000 | 18,627,000 | 26,035,000 |
| Noninterest expense | 6,378,000 | 14,103,000 | 23,082,000 | 31,980,000 |
| Provision for loan losses | 150,000 | 400,000 | 600,000 | 950,000 |
| Pretax income | 525,000 | 2,558,000 | 5,101,000 | 7,130,000 |
| Income tax | 0 | 10,000 | 10,000 | 10,000 |
| Net income | 525,000 | 2,548,000 | 5,091,000 | 7,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,882,000 | 36,149,000 | 38,790,000 | 40,600,000 |
| Total capital | 34,063,000 | 38,346,000 | 41,092,000 | 43,270,000 |
| Risk-weighted assets | 324,962,000 | 342,186,000 | 382,116,000 | 352,206,000 |