Call reports 2018
FLORIDA CAPITAL BANK, N.A. — 2018
What FLORIDA CAPITAL BANK, N.A. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 365,670,000 | 369,728,000 | 368,816,000 | 407,529,000 |
| Total loans | 287,234,000 | 298,270,000 | 294,033,000 | 325,590,000 |
| Allowance for loan losses | 2,007,000 | 2,231,000 | 2,172,000 | 1,957,000 |
| Securities available for sale | 25,912,000 | 24,915,000 | 27,423,000 | 27,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,886,000 | 256,182,000 | 261,827,000 | 239,962,000 |
| Interest-bearing deposits | 193,428,000 | 182,075,000 | 165,699,000 | 153,510,000 |
| Noninterest-bearing deposits | 69,458,000 | 74,107,000 | 96,128,000 | 86,452,000 |
| Equity capital | 30,730,000 | 31,415,000 | 31,680,000 | 36,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,699,000 | 7,420,000 | 11,379,000 | 15,757,000 |
| Interest expense | 923,000 | 1,990,000 | 3,074,000 | 4,347,000 |
| Net interest income | 2,776,000 | 5,430,000 | 8,305,000 | 11,410,000 |
| Noninterest income | 4,242,000 | 9,641,000 | 14,375,000 | 18,170,000 |
| Noninterest expense | 7,164,000 | 14,501,000 | 21,718,000 | 28,552,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -146,000 | 570,000 | 954,000 | 1,020,000 |
| Income tax | 2,000 | 10,000 | 10,000 | -4,589,000 |
| Net income | -148,000 | 560,000 | 944,000 | 5,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,553,000 | 32,261,000 | 32,644,000 | 32,711,000 |
| Total capital | 33,560,000 | 34,492,000 | 33,992,000 | 33,870,000 |
| Risk-weighted assets | 251,614,000 | 259,228,000 | 260,944,000 | 293,557,000 |