Call reports 2017
FLORIDA CAPITAL BANK, N.A. — 2017
What FLORIDA CAPITAL BANK, N.A. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 324,892,000 | 320,726,000 | 381,162,000 | 417,436,000 |
| Total loans | 226,213,000 | 250,008,000 | 312,323,000 | 345,521,000 |
| Allowance for loan losses | 2,530,000 | 2,810,000 | 2,329,000 | 2,206,000 |
| Securities available for sale | 31,296,000 | 30,337,000 | 28,905,000 | 27,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,691,000 | 228,405,000 | 274,822,000 | 273,152,000 |
| Interest-bearing deposits | 169,193,000 | 159,066,000 | 208,534,000 | 208,854,000 |
| Noninterest-bearing deposits | 77,498,000 | 69,339,000 | 66,288,000 | 64,298,000 |
| Equity capital | 30,383,000 | 30,565,000 | 30,726,000 | 31,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,073,000 | 6,156,000 | 9,418,000 | 13,440,000 |
| Interest expense | 564,000 | 1,117,000 | 1,743,000 | 2,701,000 |
| Net interest income | 2,509,000 | 5,039,000 | 7,675,000 | 10,739,000 |
| Noninterest income | 4,639,000 | 9,549,000 | 14,018,000 | 19,763,000 |
| Noninterest expense | 7,032,000 | 14,425,000 | 21,816,000 | 29,645,000 |
| Provision for loan losses | 0 | 0 | -500,000 | 0 |
| Pretax income | 116,000 | 163,000 | 377,000 | 857,000 |
| Income tax | 4,000 | 7,000 | 10,000 | 12,000 |
| Net income | 112,000 | 156,000 | 367,000 | 845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,968,000 | 31,012,000 | 31,223,000 | 31,701,000 |
| Total capital | 33,498,000 | 33,822,000 | 33,552,000 | 33,907,000 |
| Risk-weighted assets | 217,853,000 | 231,233,000 | 267,011,000 | 289,682,000 |