Call reports 2016
FLORIDA CAPITAL BANK, N.A. — 2016
What FLORIDA CAPITAL BANK, N.A. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 386,502,000 | 364,372,000 | 341,615,000 | 345,855,000 |
| Total loans | 281,594,000 | 274,816,000 | 261,254,000 | 272,529,000 |
| Allowance for loan losses | 2,461,000 | 2,492,000 | 2,484,000 | 2,598,000 |
| Securities available for sale | 42,084,000 | 28,764,000 | 26,742,000 | 24,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,997,000 | 243,487,000 | 235,252,000 | 228,000,000 |
| Interest-bearing deposits | 218,881,000 | 190,614,000 | 184,488,000 | 173,475,000 |
| Noninterest-bearing deposits | 49,116,000 | 52,873,000 | 50,764,000 | 54,525,000 |
| Equity capital | 28,838,000 | 29,582,000 | 30,215,000 | 30,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,957,000 | 6,319,000 | 9,735,000 | 13,210,000 |
| Interest expense | 643,000 | 1,322,000 | 1,954,000 | 2,601,000 |
| Net interest income | 2,314,000 | 4,997,000 | 7,781,000 | 10,609,000 |
| Noninterest income | 4,174,000 | 9,784,000 | 16,127,000 | 20,813,000 |
| Noninterest expense | 6,379,000 | 14,340,000 | 22,885,000 | 29,989,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 109,000 | 461,000 | 1,043,000 | 1,453,000 |
| Income tax | 7,000 | 7,000 | 8,000 | 4,000 |
| Net income | 102,000 | 454,000 | 1,035,000 | 1,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,509,000 | 29,861,000 | 30,443,000 | 30,856,000 |
| Total capital | 31,970,000 | 32,353,000 | 32,927,000 | 33,454,000 |
| Risk-weighted assets | 247,934,000 | 249,840,000 | 243,753,000 | 244,466,000 |