Call reports 2015
FLORIDA CAPITAL BANK, N.A. — 2015
What FLORIDA CAPITAL BANK, N.A. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 382,025,000 | 360,683,000 | 344,506,000 | 340,713,000 |
| Total loans | 278,115,000 | 261,298,000 | 246,170,000 | 243,761,000 |
| Allowance for loan losses | 3,479,000 | 2,495,000 | 2,394,000 | 2,452,000 |
| Securities available for sale | 57,845,000 | 53,450,000 | 46,854,000 | 44,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,477,000 | 292,301,000 | 255,785,000 | 242,957,000 |
| Interest-bearing deposits | 257,762,000 | 241,479,000 | 201,133,000 | 192,458,000 |
| Noninterest-bearing deposits | 49,715,000 | 50,822,000 | 54,652,000 | 50,499,000 |
| Equity capital | 27,998,000 | 27,988,000 | 28,583,000 | 28,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,139,000 | 6,415,000 | 9,569,000 | 12,608,000 |
| Interest expense | 684,000 | 1,424,000 | 2,111,000 | 2,749,000 |
| Net interest income | 2,455,000 | 4,991,000 | 7,458,000 | 9,859,000 |
| Noninterest income | 3,884,000 | 7,971,000 | 12,659,000 | 17,494,000 |
| Noninterest expense | 6,727,000 | 13,903,000 | 20,877,000 | 28,029,000 |
| Provision for loan losses | -1,828,000 | -2,818,000 | -2,818,000 | -2,818,000 |
| Pretax income | 1,440,000 | 1,877,000 | 2,058,000 | 2,142,000 |
| Income tax | 10,000 | 12,000 | 12,000 | 8,000 |
| Net income | 1,430,000 | 1,865,000 | 2,046,000 | 2,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,703,000 | 29,139,000 | 29,319,000 | 29,406,000 |
| Total capital | 31,955,000 | 31,634,000 | 31,713,000 | 31,858,000 |
| Risk-weighted assets | 259,908,000 | 241,857,000 | 235,336,000 | 222,795,000 |