Call reports 2014
FLORIDA CAPITAL BANK, N.A. — 2014
What FLORIDA CAPITAL BANK, N.A. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 377,006,000 | 399,114,000 | 392,797,000 | 378,840,000 |
| Total loans | 264,452,000 | 277,092,000 | 285,304,000 | 246,653,000 |
| Allowance for loan losses | 6,639,000 | 5,280,000 | 5,307,000 | 5,398,000 |
| Securities available for sale | 69,559,000 | 67,008,000 | 63,261,000 | 60,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,419,000 | 345,089,000 | 333,661,000 | 324,557,000 |
| Interest-bearing deposits | 270,911,000 | 290,247,000 | 282,343,000 | 265,581,000 |
| Noninterest-bearing deposits | 58,508,000 | 54,842,000 | 51,318,000 | 58,976,000 |
| Equity capital | 18,612,000 | 23,181,000 | 22,887,000 | 26,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,433,000 | 6,952,000 | 11,592,000 | 15,276,000 |
| Interest expense | 772,000 | 1,541,000 | 2,301,000 | 3,032,000 |
| Net interest income | 2,661,000 | 5,411,000 | 9,291,000 | 12,244,000 |
| Noninterest income | 1,869,000 | 5,145,000 | 7,654,000 | 11,446,000 |
| Noninterest expense | 7,198,000 | 13,576,000 | 20,325,000 | 26,973,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -2,668,000 | -3,020,000 | -3,380,000 | -3,283,000 |
| Income tax | 12,000 | 12,000 | 18,000 | 18,000 |
| Net income | -2,680,000 | -3,032,000 | -3,398,000 | -3,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,682,000 | 24,742,000 | 24,376,000 | 27,273,000 |
| Total capital | 23,917,000 | 28,058,000 | 27,731,000 | 30,197,000 |
| Risk-weighted assets | 255,350,000 | 263,333,000 | 266,422,000 | 231,587,000 |