Call reports 2013
FLORIDA CAPITAL BANK, N.A. — 2013
What FLORIDA CAPITAL BANK, N.A. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 608,993,000 | 546,193,000 | 510,049,000 | 410,617,000 |
| Total loans | 412,763,000 | 365,745,000 | 311,091,000 | 287,289,000 |
| Allowance for loan losses | 9,178,000 | 8,473,000 | 6,775,000 | 7,416,000 |
| Securities available for sale | 111,412,000 | 101,582,000 | 75,447,000 | 71,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 539,969,000 | 485,855,000 | 453,719,000 | 361,342,000 |
| Interest-bearing deposits | 469,020,000 | 412,430,000 | 381,246,000 | 293,792,000 |
| Noninterest-bearing deposits | 70,949,000 | 73,425,000 | 72,473,000 | 67,550,000 |
| Equity capital | 33,471,000 | 29,208,000 | 24,354,000 | 20,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,938,000 | 9,427,000 | 13,676,000 | 17,630,000 |
| Interest expense | 1,546,000 | 2,935,000 | 4,142,000 | 5,148,000 |
| Net interest income | 3,392,000 | 6,492,000 | 9,534,000 | 12,482,000 |
| Noninterest income | 6,225,000 | 11,786,000 | 15,255,000 | 17,250,000 |
| Noninterest expense | 11,654,000 | 22,477,000 | 33,057,000 | 40,951,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -2,037,000 | -4,199,000 | -8,272,000 | -11,223,000 |
| Income tax | 5,000 | 5,000 | 11,000 | 11,000 |
| Net income | -2,042,000 | -4,204,000 | -8,283,000 | -11,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,554,000 | 30,392,000 | 26,313,000 | 23,363,000 |
| Total capital | 36,912,000 | 34,521,000 | 29,914,000 | 26,712,000 |
| Risk-weighted assets | 343,834,000 | 325,999,000 | 284,890,000 | 263,859,000 |