Call reports 2012
FLORIDA CAPITAL BANK, N.A. — 2012
What FLORIDA CAPITAL BANK, N.A. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 770,810,000 | 718,884,000 | 722,901,000 | 666,737,000 |
| Total loans | 463,788,000 | 482,920,000 | 488,425,000 | 490,139,000 |
| Allowance for loan losses | 11,956,000 | 11,312,000 | 9,108,000 | 9,691,000 |
| Securities available for sale | 139,683,000 | 63,105,000 | 98,687,000 | 99,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 713,178,000 | 663,541,000 | 649,842,000 | 581,323,000 |
| Interest-bearing deposits | 641,232,000 | 599,391,000 | 577,838,000 | 514,905,000 |
| Noninterest-bearing deposits | 71,945,000 | 64,150,000 | 72,004,000 | 66,418,000 |
| Equity capital | 15,299,000 | 16,763,000 | 30,597,000 | 34,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,532,000 | 11,354,000 | 17,192,000 | 22,454,000 |
| Interest expense | 2,405,000 | 4,492,000 | 6,403,000 | 8,154,000 |
| Net interest income | 3,127,000 | 6,862,000 | 10,789,000 | 14,300,000 |
| Noninterest income | 5,885,000 | 13,298,000 | 23,300,000 | 32,740,000 |
| Noninterest expense | 13,701,000 | 26,306,000 | 40,330,000 | 51,932,000 |
| Provision for loan losses | 4,805,000 | 7,985,000 | 10,912,000 | 11,363,000 |
| Pretax income | -9,494,000 | -12,936,000 | -15,958,000 | -15,060,000 |
| Income tax | 10,000 | 10,000 | 10,000 | 10,000 |
| Net income | -9,504,000 | -12,946,000 | -15,968,000 | -15,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,184,000 | 16,591,000 | 30,263,000 | 34,596,000 |
| Total capital | 19,232,000 | 21,542,000 | 35,339,000 | 39,522,000 |
| Risk-weighted assets | 396,998,000 | 389,723,000 | 402,009,000 | 389,289,000 |