Call reports 2011
FLORIDA CAPITAL BANK, N.A. — 2011
What FLORIDA CAPITAL BANK, N.A. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 892,125,000 | 819,092,000 | 751,156,000 | 796,156,000 |
| Total loans | 476,412,000 | 482,772,000 | 526,256,000 | 599,888,000 |
| Allowance for loan losses | 14,708,000 | 14,444,000 | 14,699,000 | 19,045,000 |
| Securities available for sale | 179,226,000 | 169,378,000 | 118,827,000 | 87,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 795,084,000 | 735,129,000 | 673,989,000 | 724,192,000 |
| Interest-bearing deposits | 722,156,000 | 663,774,000 | 606,186,000 | 666,215,000 |
| Noninterest-bearing deposits | 72,927,000 | 71,355,000 | 67,802,000 | 57,977,000 |
| Equity capital | 42,031,000 | 36,918,000 | 31,250,000 | 24,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,997,000 | 14,358,000 | 20,599,000 | 27,363,000 |
| Interest expense | 3,532,000 | 6,667,000 | 9,445,000 | 12,130,000 |
| Net interest income | 3,465,000 | 7,691,000 | 11,154,000 | 15,233,000 |
| Noninterest income | 3,362,000 | 6,090,000 | 12,745,000 | 17,767,000 |
| Noninterest expense | 11,291,000 | 21,496,000 | 32,645,000 | 45,883,000 |
| Provision for loan losses | 1,650,000 | 5,550,000 | 11,323,000 | 24,606,000 |
| Pretax income | -4,810,000 | -10,907,000 | -16,617,000 | -34,030,000 |
| Income tax | 14,000 | 19,000 | 19,000 | 21,000 |
| Net income | -4,824,000 | -10,926,000 | -16,636,000 | -34,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,801,000 | 36,699,000 | 31,103,000 | 23,688,000 |
| Total capital | 48,636,000 | 42,456,000 | 36,927,000 | 29,658,000 |
| Risk-weighted assets | 457,959,000 | 451,899,000 | 457,057,000 | 464,521,000 |