Call reports 2010
FLORIDA CAPITAL BANK, N.A. — 2010
What FLORIDA CAPITAL BANK, N.A. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,025,159,000 | 946,496,000 | 1,048,447,000 | 978,451,000 |
| Total loans | 630,363,000 | 691,657,000 | 844,473,000 | 675,507,000 |
| Allowance for loan losses | 14,773,000 | 18,051,000 | 17,117,000 | 15,090,000 |
| Securities available for sale | 196,001,000 | 186,776,000 | 92,084,000 | 133,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 940,006,000 | 844,909,000 | 938,648,000 | 866,391,000 |
| Interest-bearing deposits | 870,713,000 | 768,600,000 | 862,614,000 | 806,677,000 |
| Noninterest-bearing deposits | 69,293,000 | 76,309,000 | 76,034,000 | 59,714,000 |
| Equity capital | 54,002,000 | 42,626,000 | 46,935,000 | 47,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,302,000 | 19,109,000 | 29,369,000 | 39,058,000 |
| Interest expense | 5,449,000 | 10,419,000 | 14,891,000 | 19,116,000 |
| Net interest income | 3,853,000 | 8,690,000 | 14,478,000 | 19,942,000 |
| Noninterest income | 3,248,000 | 9,016,000 | 20,670,000 | 31,655,000 |
| Noninterest expense | 9,647,000 | 20,447,000 | 34,453,000 | 51,942,000 |
| Provision for loan losses | 4,075,000 | 17,675,000 | 25,475,000 | 30,126,000 |
| Pretax income | -6,621,000 | -20,110,000 | -22,121,000 | -27,812,000 |
| Income tax | 19,000 | 19,000 | 17,000 | 17,000 |
| Net income | -6,640,000 | -20,129,000 | -22,138,000 | -27,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,666,000 | 40,178,000 | 45,259,000 | 46,423,000 |
| Total capital | 61,412,000 | 48,015,000 | 53,751,000 | 53,453,000 |
| Risk-weighted assets | 612,615,000 | 616,738,000 | 670,723,000 | 554,360,000 |