Call reports 2009
FLORIDA CAPITAL BANK, N.A. — 2009
What FLORIDA CAPITAL BANK, N.A. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,043,484,000 | 990,612,000 | 983,515,000 | 961,881,000 |
| Total loans | 776,720,000 | 708,593,000 | 651,765,000 | 658,174,000 |
| Allowance for loan losses | 13,674,000 | 13,380,000 | 15,754,000 | 15,690,000 |
| Securities available for sale | 130,236,000 | 145,996,000 | 194,248,000 | 134,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 941,778,000 | 889,364,000 | 890,329,000 | 871,313,000 |
| Interest-bearing deposits | 855,635,000 | 824,594,000 | 825,826,000 | 808,444,000 |
| Noninterest-bearing deposits | 86,142,000 | 64,770,000 | 64,503,000 | 62,869,000 |
| Equity capital | 71,356,000 | 71,560,000 | 63,244,000 | 59,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 11,134,000 | 22,182,000 | 32,888,000 | 43,160,000 |
| Interest expense | 7,127,000 | 13,689,000 | 19,704,000 | 25,313,000 |
| Net interest income | 4,007,000 | 8,493,000 | 13,184,000 | 17,847,000 |
| Noninterest income | 6,317,000 | 18,019,000 | 22,327,000 | 24,452,000 |
| Noninterest expense | 9,456,000 | 21,410,000 | 33,251,000 | 44,011,000 |
| Provision for loan losses | 1,125,000 | 4,055,000 | 12,080,000 | 13,355,000 |
| Pretax income | -257,000 | 1,047,000 | -9,820,000 | -11,012,000 |
| Income tax | 3,000 | 12,000 | 14,000 | 13,000 |
| Net income | -260,000 | 1,035,000 | -9,834,000 | -11,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,799,000 | 71,514,000 | 61,497,000 | 60,307,000 |
| Total capital | 78,446,000 | 80,337,000 | 69,636,000 | 68,336,000 |
| Risk-weighted assets | 767,788,000 | 701,239,000 | 643,506,000 | 634,652,000 |