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Call reports 2002

FLORIDA CAPITAL BANK, N.A. — 2002

What FLORIDA CAPITAL BANK, N.A. reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/45c44cc0-a9ff-43a2-bb1e-cbb8531e6fd7/2002

Balance sheet

What the bank holds and owes at quarter end

Measure2002Q12002Q22002Q32002Q4
Total assets34,078,00031,453,00029,610,00029,881,000
Total loans20,692,00020,757,00019,717,00019,546,000
Allowance for loan losses246,000364,000395,000439,000
Securities available for sale5,504,0005,555,0003,557,0003,045,000
Securities held to maturity0000
Trading assets0000
Total deposits31,084,00028,459,00026,586,00026,794,000
Interest-bearing deposits25,740,00023,809,00022,616,00022,975,000
Noninterest-bearing deposits5,344,0004,650,0003,970,0003,819,000
Equity capital2,798,0002,788,0002,819,0002,947,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2002Q12002Q22002Q32002Q4
Interest income505,0001,006,0001,468,0001,893,000
Interest expense234,000433,000618,000785,000
Net interest income271,000573,000850,0001,108,000
Noninterest income75,000162,000249,000334,000
Noninterest expense299,000633,000945,0001,137,000
Provision for loan losses325,000460,000490,000520,000
Pretax income-278,000-358,000-336,000-215,000
Income tax-88,000-122,000-125,000-71,000
Net income-190,000-236,000-211,000-144,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2002Q12002Q22002Q32002Q4
Tier 1 capital2,789,0002,716,0002,765,0002,860,000
Total capital3,035,0002,984,0003,014,0003,100,000
Risk-weighted assets22,347,00021,361,00019,761,00019,082,000

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