Call reports 2016
AMERICAN BANK — 2016
What AMERICAN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 454,005,000 | 451,447,000 |
| Total loans | 326,370,000 | 326,044,000 |
| Allowance for loan losses | 9,258,000 | 9,467,000 |
| Securities available for sale | 49,854,000 | 47,106,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 371,795,000 | 376,263,000 |
| Interest-bearing deposits | 272,277,000 | 270,160,000 |
| Noninterest-bearing deposits | 99,518,000 | 106,103,000 |
| Equity capital | 56,806,000 | 58,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 4,411,000 | 8,718,000 |
| Interest expense | 398,000 | 728,000 |
| Net interest income | 4,013,000 | 7,990,000 |
| Noninterest income | 622,000 | 1,455,000 |
| Noninterest expense | 2,556,000 | 5,287,000 |
| Provision for loan losses | 228,000 | 434,000 |
| Pretax income | 1,851,000 | 3,724,000 |
| Income tax | 648,000 | 1,313,000 |
| Net income | 1,203,000 | 2,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 52,008,000 | 53,338,000 |
| Total capital | 56,463,000 | 57,825,000 |
| Risk-weighted assets | 351,609,000 | 354,014,000 |